How Do I Use Bitcoin for Payments?

Using Bitcoin for payments is becoming more common, especially with the rise of the Lightning Network. Many merchants, online businesses, freelancers, and non-profits now accept Bitcoin through QR-code invoices or payment links. To pay, you simply open your wallet, scan the code, review the amount, and confirm. Lightning payments settle instantly, making them ideal for purchases or tipping.

On-chain payments are better for large transfers or long-term settlement. They take longer to confirm but provide a highly secure and irreversible transaction. Some merchants accept both methods, allowing you to choose based on your situation. Lightning is typically cheaper and faster, especially for small amounts.

Bitcoin’s global nature makes it an excellent option for cross-border payments. You don’t need bank permission, and fees are often far lower than traditional international transfers. Whether buying goods, paying freelancers, or supporting creators, Bitcoin provides a simple and universal way to pay—accessible to anyone with a smartphone.